Fast, Flexible, and Friendly Alternative Financing Solutions Tailored for Small Businesses
Does your company qualify for alternative financing?
- Have you been in business for at least 1 year or more?
- Is your company's monthly sales $10K and $5M?
- What is your average Credit Score?
We are minnows, not sharks.
Our alternative financing products for small businesses after denied by banks.
A working capital loan is a short-term financing option designed to cover a business's day-to-day operational expenses, such as payroll, rent, inventory, and utilities. Unlike long-term loans for fixed assets, these loans help manage cash flow gaps, especially during seasonal dips. Common synonyms include a revolving line of credit, short-term business loan, or cash flow loan.
An equipment financing loan is a type of business financing used to purchase physical assets—such as machinery, vehicles, or technology—where the equipment itself acts as collateral. Businesses borrow funds to acquire necessary equipment, repaying the loan with interest over a fixed term, usually taking full ownership once the final payment is made.
A term loan is a lump sum of capital borrowed from a financial institution that is repaid with interest over a fixed period, typically with a set repayment schedule. They are commonly used by businesses for major investments like equipment, real estate, or expansion, featuring fixed or floating interest rates.
A line of credit (LOC) is a flexible, revolving loan arrangement with a financial institution that allows you to borrow up to a maximum limit, repay it, and borrow again as needed. You only pay interest on the amount actually borrowed, not the full limit, making it ideal for ongoing or unexpected expenses.
A Merchant Cash Advance (MCA) is a form of high-cost business financing where a company receives an upfront lump sum in exchange for a percentage of future daily or weekly credit card/debit sales. It provides fast, flexible capital, often used for inventory, emergency repairs, or payroll gaps.
Fast Funding in 1 to 7 Business days
Samereth Salliman
Managing Partner
Minnow Financial offers quick qualification processes designed to get your business the capital it needs without the delays of traditional banks. We can get you funding usually in 1 to 7 business days, no collateral required, serving over 126 industries, and with 6 months to 10 year terms.
Our Alternative Financing Products
In summary we offer:
- Working capital
- Equipment financing
- Term loans
- Line of credit
- Merchant Cash Advance (MCA)
If needed we will also broker SBA, USDA, commercial mortgages, and other business financing options.
Our Underwriting Teams
Our teams of established underwriters provides dedicated, one-on-one support to guide you through every step, ensuring clear communication, and tailored financing solutions.
Why Minnow Financial?
Client Testimonies
Minnow Financial made it possible for us to secure capital quickly when banks said no. Their team guided us every step of the way with clear, honest advice.
Joshua M., Small Business Owner
Step By Step: Simple, Secured, and Streamlined Funding Process Tailored for Your Small Businesses
Step
01
Schedule Your Initial Consultation
Connect with Samereth Salliman, Managing Broker, to discuss your business needs and determine whether your company qualifies.
Step
02
Complete a Simple Application
If your company does qualify, then you need to submit the last 6 months of your Business Bank Account Statements designed to quickly assess your eligibility and funding amounts.
Step
03
Submitting 6 months of Bank Statements
Step
04
Underwriting
Our underwriting team will evaluate your business and current financial situation.
Step
05
Receive Funds and Support
Once pre-approved, one of our underwriting partners will reach out to you to finish the application.
Then they approach our set of private lenders. We will seek up to 4 best funding options from these private lenders.
Finally, you, as our client gets to either "accept" or "reject" the financing offers.
Funding solutions tailored for your SMALL business needs!
Connect with Minnow Financial to explore the various flexible financing options designed for small businesses overlooked by traditional banks.
Apply Now
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Fill in your basic information! Then someone will reach out to talk with you about your small business needs and goals, and to provide personalized guidance.
There will be absolutely "no pressure" in the consultation!
