Name: Minnow Holdings, LLC, DBA Minnow Financial
Address: 1747 Olentangy River Road, Columbus, OH, 43212-1453, US
Telephone: 614-615-5935

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Sammy Salliman

Managing Broker

Welcome to MINNOW FINANCIAL!
We are Minnows, not Sharks!

We are MINNOW FINANCIAL, Financing Brokers in the "alternative lending" business. Serving (1) small to medium size businesses, (2) commercial real estate investors, and (3) startups! We are here to help, not hurt you or your businesses!

When you "cannot" obtain Traditional Big Bank financing, MINNOW FINANCIAL is the company you should call! Especially for short-term financing needs, for up to 12 months or sometimes more, usually with higher interest rates and points!:

(1) Working capital loans,

(2) Equipment financing,

(3) Commercial funding,

(4) A/R factoring,

(5) Fiixing and flipping,

(6) LOC!

After you pay this off, we can send you back to Traditional Banks for better terms, interest rates, and lower points!

Also, MINNOW FINANCIAL is involved in helping your company negotiate lower fees and other costs such as electricity, utility, trash, water, and other service providers. We only charge when we save you money! The consultation is free!

SAMMY SALLIMAN

Managing Broker

MINNOW FINANCIAL

About Us

ABOUT US

MY PROFESSIONAL BACKGROUND!

My good-to-great name is Sammy Salliman, AKA Lord of Loans, and these are our simple stories! My partners call me Uncle Sam of the Financing Brokerage World. There is “only one” of me with this unique name on this Planet! Currently, I am serving as the Managing Broker at MINNOW FINANCIAL!

OUR BUSINESS EXPERIENCES!

Professional experiences include over 20 years in international and domestic business exposures in leadership roles in education and club sports, restaurants, manufacturing, residential mortgage, distribution and warehousing, roofing, landscaping, construction, retailing, traveling, and startups. Scholastic learning includes extensive traveling in Mainland China, Southeast Asia, and Western Europe! Would like to visit Central and South America and the rest of the World in the future.

OUR COMPANY IDENTITY!

After years and multitudes of business experiences, they gave me the confidence to register my business. Thus, MINNOW HOLDINGS LLC, DBA MINNOW FINANCIAL, was born in August 2017--an independent company with its own EIN. We partner mainly with larger established financing brokerages and commercial banks (accepting higher risk clients) in the “alternative lending” industry, offering to broker $100K to $15MM plus in financing options.

MINNOW FINANCIAL's teams, partners, and co-brokers are ROK Financial, ARF Financial, Dune Funding, Celtic Bank, and US Bank!

Over the past twenty-plus years, we have closed over 36,000 loans worth over $2 billion and are actively closing deals with no sign of slowing down!

OUR CLIENT BASE!

Based in Columbus, Ohio, USA, MINNOW FINANCIAL serves small—to medium-sized “Main Street” businesses, commercial real estate investors, and potential and established startups. We help companies and entrepreneurs grow by safely brokering loans that must be paid back in principal and interest. We do not take part in your company's ownership!

WHO WE ARE!

We are MINNOW FINANCIAL, and our brokers, matchmakers, and dealmakers facilitate the lending process by connecting "Qualified Borrowers" with established "Legitimate Lenders." We practice our own form of the K.I.S.S. method—keeping It Supremely Simple! Just provide us with a few basic details, and our team will likely close on the funding in 1 to 7 business days!

OUR FIRM PROMISES!

Our MINNOW FINANCIAL firm motto is, “We are Minnows, not Sharks!” Here to help, not hurt you and your company.

WHY YOU NEED US?

When banks turn down your loan applications, contact MINNOW FINANCIAL because we "may" be able to help! If you cannot get financing here, you will not likely find it anywhere else.

WHAT ARE WE OFFERING?

MINNOW FINANCIAL offers the most practical financing products in the marketplace. It provides something that all businesses need: "MONEY" through loans and LOC to assist entrepreneurs and business owners. At the same time, this gave me a true sense of the purpose of business and the meaning of life.

I, Sammy Salliman, love waking up early at 6 AM daily and cannot wait to get involved in assisting business owners to grow and expand their companies, serving the communities, building the business ecosystem, and boosting local and National Economies.

Thank you in advance for choosing MINNOW FINANCIAL to assist with your business and real estate financing needs!

- Sammy Salliman

Managing Broker

MINNOW FINANCIAL

Why do you need Alternative Lenders Brokers?

When banks turn your loan applications down, 7 out of 10 Small Business Owners “do not” know they can still get business financing from Private Lenders or “Alternative Lenders” that will require no collateral and can close in a few days. This is why it is essential to know about Alternative Lending Brokers. They have long-established relationships with alternative lenders and know the business. They will likely close much faster, usually in 1 to 7 business days. Whereas banks usually will require collateral, higher-end Credit Scores in the high 700s, have numerous other “stringent” requirements that must be met, and then take many months after months to approve the loans, if they do at all. Banks usually loan you money when you don’t need it! Alternative lending helps you find funding when you need and want it!
Why do you need a Broker?

First, brokers usually have established relationships with lenders and other Commercial Banks already! They also have set business systems, human capital, and other resources designed for efficiency in this type of business. It will take you months and years to do it on your own. Most Direct Lenders “will not” likely talk with you because it takes too much time. Instead, lenders depend on brokers to pre-qualify borrowers and send them only promising ones. Besides, you will pay the same “points” or “interest rate” regardless of whether brokers are involved! Brokers can also add value to you and your business for little to no additional cost. It is highly recommended that you build a “trusting” relationship with “one” broker!
Who are good referral sources for us?

The following professional people have exposure to businesses every day and know their needs; thus, they will be good referral sources for us: Accountants/CPAs/Bookkeepers, Attorneys/Legal Professionals, Business Brokers/Consultants/Coaches, Commercial Bankers and Loan Officers, Commercial Real Estate Brokers, Financial Advisors/Consultants/Planners, and Sales Professionals are good referrals for me.
Our Business Hours of Operation?

Monday to Thursday, 9 AM to 6 PM EST! Friday to Sunday are off days!

Loans Brokring

FINANCING BROKERING

At MINNOW FINANCIAL, our main financing product is “Working Capital” Loans, which are used to pay for most business expenses! However, we will also broker other forms of (1) Equipment Financing, (2) A/R factoring, and (3) other Commercial Financing, typically from $100K to $15MM.

Please review the following financing options and pre-qualification guidelines with our co-brokering partners to see if your companies qualify.

1. Do you qualify for a “Work Capital” Loan?

Have you been in business for one or more?
Have Sales Revenue of $100K/Month with deposits in your Business Checking Account?
Any Credit Scores! There will be a "soft" credit pull!

2. Do you qualify for "Interest Only, Flex Pay, or Bridge" Loans?

Are you a Brick-and-Mortar Business?
Type of Business Industry?
How much are you seeking?
Have you been in Business for 1 year plus?
Have $200K/Year in Annual Sales in a Business Checking Account?
Is your Personal Equifax Score “preferably 601 or higher?
Do you have 2 Outstanding MCA or less?
Have you settled a Bankruptcy Settled over 1 year ago?
Do you own a home?

3. Do you qualify for "Commercial Mortgages, M&A Funding, and other Business" Loans?

1. Are you Owner Occupied?

2. Are you a US Citizen or Green Card Holder?

3. No recent Bankruptcy, Foreclosures, or LIens?

4. Do you qualify for "Startup" funding?

Do you have Credit Scores 680 plus?
Can you show proof of income of $55K/year gross plus for at least 2 years?

5. Do you qualify for "A/R Factoring" and "Fix and Flips" funding?

These are handled on a case-by-case basis with the same care and professionalism!

Please reach out to MINNOW FINANCIAL at (Phone) 614-615-5935 or Info@MinnowFinancial.com. We would rather you call 5 to 10 to 20 times a day to answer all your questions than not get the call at all!

We do not get paid until the loans are closed. There is no pressure on sales, absolutely no freaking way!

Clients

SERVING 126 INDUSTRIES

MINNOW FINANCIAL serves our “core” clients in (1) Education and Training, (2) Restaurants, Hotels, and Hospitality, (3) Manufacturing, (4) Industrial, (5) Retail, (6) Dental, Healthcare, and Medical, (7) Auto Repair, (8) Landscaping and Roofing, (9) Trucking, Shipping, and Transportation, (10 General Construction Contractors, (11) Real Estate Development and Fixing and Flipping, and (12) Staffing.

Also, we are offering (1) Equipment Funding, (2) A/R Factoring, and (3) other Commercial Financing!

Serving 126 plus types of businesses.

For US Clients only!